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Finance

Buy Bikes on Finance
Beat The Recession with Bike Finance from urban cyclery
Don’t let the downturn keep you from  your dream bike or kit. We offer a number of cycle finance options to help you purchase your bike or equipment right now.
For baskets of £500 it couldn't be simpler:
·         Choose the products that you would like to buy.
·         Add them to your basket.
·         Select the Pay4Later option at the Checkout stage.
·         Choose which of the available bike finance options best suits you.
·         Complete the Online Credit Application.
·         urban cyclery and Pay4Later will do the rest
 
Interest Free Credit
All baskets with a value of £500 and over are available on 0% finance with a deposit from 10%, with payments spread over a period of 6 - 24 months.
 
19.5% APR Finance
All baskets of £500 or over are available at 19.5% finance over 36 Months. A 10% deposit is required.
 
Finance Available on UK Orders Only
 
Unfortunately we are unable to offer finance deals to overseas orders.
Deposits must be paid with a credit / debit card belonging to the Finance Applicant and finance orders can only be delivered to the Finance Applicants home address.
Your finance application will be processed by Pay4Later Finance.
 
In Store Finance
When applying for in store finance you will need to supply the following information:
Bank Account Details.
Photo ID - Full UK Driving Licence or Passport with photograph and signature.
Proof of Address: utility bill less than three months old (mobile telephone bills and store card bills are not acceptable) or credit card or bank statement less than three months old.
 
Typical examples:
Typical 0% APR. Basket amount £500, Deposit £50, 6 monthly repayments of £75.00, total amount repayable of £500
Typical 0% APR. Basket  amount £750, Deposit £75, 12 monthly repayments of £56.25, total amount repayable of £750.00
Typical 0% APR. Basket amount £1,000, Deposit £100, 18 monthly repayments of £50.00, total amount repayable of £1000.00
Typical 0% APR. Basket amount £1500, Deposit £150, 24 monthly repayments of £56.25, total amount repayable of £1500.00
Typical 19.5% APR. Basket amount £1,000, Deposit £100, 36 monthly repayments of £32.51, total amount repayable of £1,270.36.
 
 
We are a licensed credit broker.
Terms & conditions apply. Available to UK residents 18 years and over. Loans provided by Moneyway subject to status. Moneyway is a trading name of Secure Trust Bank plc. Registered in England and Wales 541132.
Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised and regulated by the Financial Services Authority.
Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.
Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com/
Written quotation on request.
Interest rates are subject to change without notice, and will be confirmed before any payment is made.
We are a licensed credit broker.
Terms & conditions apply. Available to UK residents 18 years and over. Loans provided by Moneyway subject to status. Moneyway is a trading name of Secure Trust Bank plc. Registered in England and Wales 541132.
Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised and regulated by the Financial Services Authority.
Interest rates are subject to change without notice, and will be confirmed before any payment is made.